Find your picture-perfect mortgage at SECNY

NMLS Registration ID #: 402177

Best Low Rates Mortgage, Syracuse NY

Whether you're starting a family, need more living space, are over apartment living or any other reason you may have to make the move, we're here to help you finance your new home. 

  • Get a $500 credit at closing!1
  • Great rates!
  • Local service here in CNY!
  • Variety of financing options!
  • Fast, simple process!
  • 24/7 online and mobile tools to help you get the most out of your mortgage!
  • No Closing Cost option now available!

SECNY Federal Credit Union makes it easy, fast and affordable to get mortgage loans near Syracuse, NY and the surrounding regions. With us, your mortgage is in great hands.

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Not a member? 

All eligible borrowers will need to become  a member of the credit union and open their membership account prior to or at time of application. View membership eligibility. 

Open an Account Online

No closing costs Mortgage, Syracuse NY

Your Dreams Brought to Life

  • We Make Your First Home Affordable,
  • Monthly or Bi-Weekly Mortgage Payments That Fit Your Budget,
  • Our Knowledgeable Mortgage Pros Take the Time To Get to Know You and Your Specific Needs, 
  • We Simplify the Home Loan Process So You Can Be Confident That You're Getting the Best Deal Available,
  • Fast Mortgage Application Processing

One-on-one Guidance from a SECNY Mortgage Professional Throughout!

Pre-qualifying for a mortgage is an important step in finding the right home and mortgage loan for you. If you pre-qualify for a mortgage, you will use your pre-qualification letter to show the seller of a house that you're a serious buyer, and that you're likely to be able to get a mortgage loan that will cover the cost of the home purchase. 

A first step toward pre-qualifying for a mortgage is as simple as filling out our form designed to give us the basic information we need to get you started! Pre-qualifications are based on the accuracy of the information you provide. If you have questions filling out the form let us know and we can help.

Download Mortgage Pre-Qualification Form

No closing costs mortgage, CNY

Looking to Refinance? Put the Money You Save to Good Use

With a refinance, the possibilities are endless for what you can do with the money you'll save. The money you save could be used toward:

  • College costs
  • Debt Consolidation
  • Paying off other debt
  • Home Improvement

You can be confident that when we help you with mortgage refinancing, we're looking to get the best deal for you and your life. We can make  refinancing simple, but also affordable for your budget. Here are some of the benefits you may be missing out on:

  • Lower mortgage payments
  • Flexible terms for your mortgage to better suit your budget
  • Better mortgage rate than your initial mortgage loan

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Apply for a Mortgage Loan with SECNY Federal Credit Union

Best Syracuse Low rate Mortgage

1 Get a $500 Credit at Closing with one of the following: You have a SECNY Checking Account w/eStatements OR You are a Save2Earn Account Holder. Must be new purchase or refinance from another institution. Existing SECNY loans may not be refinanced with this offer. $500 credit at closing does not apply to No Closing Costs mortgage option. Certain conditions apply. Subject to change without notice. Save2Earn Account is designated for young adults 18-26.