The Choice is Yours
Find the card that best fits your lifestyle. Each of our cards have unique benefits and protection for convenience and peace of mind. Rates effective 09/01/26.
Credit Card Rates
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
8.00% to 12.00%1
Lines from $5,000-$50,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Requires annual spend of $10,000 or more
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
10.00% to 14.00%1
Lines from $500-$25,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
10.00% to 14.00%1
Lines from $500-$25,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
10.00% to 14.00%1
Lines from $500-$25,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
Not a member?
All eligible borrowers will need to become a member of the credit union and open their membership account prior to or at time of application.
Become a SECNY Federal Credit Union Member
uChoose Rewards is a registered trademark of Fiserv, Inc. or its affiliates. All rights reserved.
