Business Service Schedule

InTouch 24 Hour Account Access:

Service Cost
"SECNY InTouch ATMs" "Allpoint"/"Accel-Exchange NO SUR!" ATMs Surcharge-Free Surcharge-Free Transactions
Non-"SECNY", "Sharenet", "Allpoint" or "Accel-Exchange NO SUR!" ATM Withdrawal $2 per withdrawal
Non-"SECNY", "Sharenet", "Allpoint" or "Accel-Exchange NO SUR!" ATM Inquiry $1 per inquiry
Debit Card Replacement Fee $20 standard/$75 expedited
ATM Transfer No Charge
Point-of-Sale No Charge
International ATM/ Debit Transaction $10
Online Bill Pay No Charge (must pay at least one bill per month on system) OR subject to $10 deactivation fee
Online Bill Pay Stop Payment $30 per stop payment
Virtual Branch Login Reset 1 FREE per calendar month, $1 per request after

Online Services

Business Account Services:

Service Cost
Business Share Account $5 per month
Enterprise Checking $10 per month (WAIVED if Business Share, Enterprise Checking, Share Certificate and/or Cash Management account combined average daily balance meets or exceeds $5,000)
NSF (Non-Sufficient Funds) $28 per item
Returned Item Fee $28 per item
Courtesy Pay Fee $28 per item
Stop Payment (Cashier’s Check) $25 per item
Share Drafts/Checks Price varies w/style
Per Item Charge No Charge
Auto Transfer Fee $5 per transfer
Late Clearing Fee $28 per item
Inactive Account Fee (after 1 year) $10 per month
Paper Statement Fee (effective 2/1/2017)) $2 per statement(waived if primary account holder age 18 OR over age 55)

Other Services:

Service Cost
Direct Deposit No Charge
Payroll Deduction No Charge
Share Account Withdrawal No Charge
Certificate Early Surrender Service $25 plus: Terms less than 1 yr: 180 days’ dividends. Terms 1 yr or greater: 365 days’ dividends
Account Reconciliation $30 per hour
Account Research $30 per hour
Account History Printout $5 per page
Draft/Check Copy $5 per copy
Statement Copy Fee $5 per statement
Check Protest $30 per check
Line of Credit Check NSF/Overlimit $28
Canadian Check Processing Fee $10
All Other Foreign Check Collection $25
Issue Cashiers Check $2 per check
(if payable other than to self)
Deposited Item Return Fee $28 per item
Negative Account Charge $25 per item
Wire Transfer Fee (outgoing) $30 per wire
International Wire Transfer $50 per wire
Legal Processing Fee
(garnishments, tax levies, etc.)
$75 per request
Notary Service No Charge (for members)
$2 (for non-members)
UCC Filings $50
Mortgage Discharge Varies per mortgage
Mortgage Payoff Request $30
Skip Pay Annual Participation $40
Account Closed (within 90 days of opening) $30
Escheatment/Abandoned Property $50
IRA Transfer Fee $40
IRA Account Closed (within 1 yr. of opening) $40
Coin Machine (member use) (member use) 6 cents per dollar
Coin Machine (non-member use) 25 cents per dollar
Return Mail Fee $4 (per item)