Business Service Schedule

Effective 1/1/2024

InTouch Electronic Services

Service Cost
SECNY InTouch/Allpoint/MoneyPass ATMs Surcharge-Free Transactions
Non-SECNY/Allpoint/MoneyPass ATMs $2 per withdrawal
Non-SECNY/Allpoint/MoneyPass ATM Inquiry $1 per inquiry
Debit Card Replacement Fee $15
Credit Card Replacement Fee $15 standard/$75 expedited
ATM Transfer No Charge
Point-of-Sale No Charge
International ATM/Debit Transaction $2.00 + Foreign ATM Fee and 1% of the withdrawal
International Point-of-Sale 1% of the transaction total
Online Banking Login Reset 1 FREE per calendar month, $1 per request after
Online Bill Pay No Charge (must pay at least one bill per quarter on system) OR subject to $10 deactivation fee
Online Bill Pay Overnight Check $20.00
Online Bill Pay "Same Day" Bill Payment $12.00
Online Bill Pay Stop Payment $25 per stop payment
Online Bill Pay NSF (Non-Sufficient Funds) $15 per item
Zelle® "Send" No Charge
Zelle "Request" No Charge
Zelle Stop Payment $25.00 per stop payment

Online Services

Business Account Services:

Service Cost
Business Share Savings Account with Enterprise Checking

$5 per month (WAIVED if member has all of the following):

  1. SECNY debit or credit card
  2. Online banking with eStatements
  3. Combined average daily account balance of $2,500 or more (can be combined across Share Savings, Enterprise Checking, Cash Management or Certificate of Deposit)
NSF (Non-Sufficient Funds) $15 per item
Returned Item Fee $15 per item
Courtesy Pay Fee $15 per item
Stop Payment Fee $15 per item
Stop Payment (Cashier’s Check) $15 per item
Share Drafts/Checks Price varies w/style
Per Item Charge No Charge
Auto Transfer Fee $5 per transfer
Late Clearing Fee $15 per item
Inactive Account Fee (after 90 days) $10 per month
Paper Statement Fee  $1 per statement (waived for Business Accounts, HSAs or if primary account holder age under 18 OR over age 60)
OnUs Check Cashing (non-member) No longer available effective 10/13/22

Other Services:

Service Cost
Direct Deposit/Payroll Deduction No Charge
Share Account Withdrawal No Charge
Certificate Early Surrender Service

$25 plus:

Terms less than 1 yr: 180 days’ dividends

Terms 1 yr or greater: 365 days’ dividends

Account Reconciliation $25 per hour
Account Research $25 per hour
Account History Printout $2 per page
Draft/Check Copy $5 per copy
Statement Copy Fee $2 per statement
Check Protest $30 per check
Line of Credit Check NSF/Overlimit $15
Canadian Check Processing Fee $25
All Other Foreign Check Collection $30
Issue Cashiers Check $2 per check
(if payable other than to self)
Deposited Item Return Fee $15 per item
Negative Account Charge $15 per item
Wire Transfer Fee (outgoing) $25 per wire
International Wire Transfer $50 per wire
Legal Processing Fee
(garnishments, tax levies, etc.)
$75 per request
Notary Service No Charge (for members)
$2 (for non-members)
UCC Filings $50
Subordination Fee $150
Mortgage Discharge Varies per mortgage
Mortgage Payoff Request $30
Skip Pay Annual Participation $40
Account Closed (within 90 days of opening) $30
Escheatment/Abandoned Property $50
IRA Transfer Fee $40
IRA Account Closed (within 1 yr. of opening) $40
Coin Machine (member use) (member use) 6 cents per dollar
Coin Machine (non-member use) 25 cents per dollar
Return Mail Fee $4 (per item)