Rates subject to change without notice. Credit restrictions apply. Rates effective as of 10/08/26.
Contact Us for More Information
Mortgage Rates
| Rate as Low As | Available Terms |
|---|---|
| 6.250% | 10 Years |
| 6.500% | 15 Years |
| 6.750% | 20 Years |
| 7.250% | 30 Years |
1st Lien Purchase, Refinance, Owner-Occupied, Primary Residence
Min. $30,000, Max. $832,750
Up to 95% of appraised value, Points options available,
Has Closing Costs
| Rate as Low As | Available Terms |
|---|---|
| 6.250% | 10 Years |
| 6.500% | 15 Years |
| 6.750% | 20 Years |
| 7.250% | 30 Years |
1st Lien Purchase, Refinance, Owner-Occupied, Primary Residence
Min. $30,000, Max. $832,750
Up to 95% of appraised value, Points options available
Has Closing Costs
| Rate as Low As | Available Terms |
|---|---|
| 6.875% | Up to 20 Years |
1st Lien Owner-Occupied, No Investment Property. Minimum $30,000
Points options available. Has Closing Costs, 90% off appraisal,
$902 Application Fee (includes credit report and appraisal; amount based on Onondaga County - fees for other counties may differ)
Fixed, Adjustable Rate & Bi-Weekly Available
Contact (315) 638-7061 for details.
1st Lien Purchase, Refinance, Owner-Occupied, Primary Residence
Min. $832,751. Max. $1,249,125
Up to 95% of appraised value
Points options available, Has Closing Costs
| Rate as Low As | Available Terms |
|---|---|
| 6.750% | 10 Years |
| 7.000% | 15 Years |
| 7.250% | 20 Years |
|
7.750% |
30 Years |
Contact (315) 638-7061 for details. Certain Conditions apply.
Only available for home purchase. Mortgage refinance not available with no closing costs option. Contact SECNY Mortgage Dept at (315) 638-7061 for details! Certain conditions apply.
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All eligible borrowers will need to become a member of the credit union and open their membership account prior to or at time of application. View membership eligibility.
*“As low as” rate expressed for 30-year fixed/biweekly mortgage loans and may vary based on credit qualifications and term. Subject to change without notice. Contact Mortgage Department for current rates and details.
