Mortgage Rates

Rates subject to change without notice. Credit restrictions apply. See Relationship Pricing Discounts for discount details. Rates effective as of 3/29/18.

SPECIAL OFFER! Take 0.25% OFF your Mortgage Rate with one of our new credit cards!*

*Minimum credit card line $5,000. Special offer may change without notice. Credit restrictions apply. Contact the mortgage department for details.

Home Mortgages - 1st Lien

Rate as Low As Available Terms
3.875% 7 Years
3.875% 10 Years
4.125% 15 Years
4.500% 20 Years
4.750% 30 Years

Loan Application Mortgage Calculator

1st Lien Purchase, Refinance, Owner-Occupied, Primary Residence
Min. $30,000, Max. $453,100
Up to 95% of appraised value
No Points, Has Closing Costs, $500 Application Fee.

Bi-Weekly Home Mortgages

Rate as Low As Available Terms
3.875% 7 Years
3.875% 10 Years
4.125% 15 Years
4.500% 20 Years
4.750% 30 Years

Loan Application Mortgage Calculator

1st Lien Purchase, Refinance, Owner-Occupied, Primary Residence
Min. $30,000, Max. $453,100
Up to 95% of appraised value
No Points, Has Closing Costs, $500 Application Fee 

Home Equity Fixed 

Rate as Low as Available Terms
3.75% 1-5 Years
4.00% 7 Years
4.25% 10 Years
4.75% 15 Years

Loan Application Debt Consolidation Calculator

Primary Residence Only - 1st or 2nd Lien Only
Loans from $10,000 to $150,000*
Maximum loan amount not to exceed 90% of appraised value
No Closing Costs**-$300.00 due at application and refunded at closing
*See Kristy or Ellen for loan requests above $150,000
**All fees paid in conjunction with the loan are subject to recapture if the loan is closed within three years.

Home Equity Line of Credit

Rate as Low As Available Terms
2.99%* 180 Mos.

Loan Application Debt Consolidation Calculator

*Introductory Rate, 10 Year Draw Period with 15 Year Repayment Term
Primary Residence Only, 1st or 2nd Lien Only, Loans from $10,000 to $150,000**
Maximum loan amount not to exceed 90% of appraised value
No Closing Costs***-$300.00 Application Fee (refunded at closing).
*Regular Rate is variable based on Prime Rate (as published in the Wall Street Journal).
Rate subject to change annually on the anniversary date of the loan.

*Current Prime Rate is 4.75%
**See Kristy or Ellen for loan requests above $150,000
***All fees paid in conjunction with the loan are subject to recapture if the loan is closed within three years.

Home Equity for Vacation Property

Rate as Low As Available Terms
8.50% 1-3 Years
8.75% 5 Years
9.00% 7 Years
9.50% 10 Years
10.00% 15 Years

Loan Application Debt Consolidation Calculator

Owner Occupied - 1st or 2nd Lien Only
Loans from $10,000-$150,000
Maximum loan amount not to exceed 75% of appraised value
No Closing Costs-All fees paid in conjunction with the loan are subject to recapture if the loan is closed within three years.
$300.00 Application Fee (refunded at closing).

Mortgages for Vacation Property

Rate as Low As Available Terms
6.000% Up to 15 Years

Loan Application Mortgage Calculator

1st Lien Owner-Occupied, No Investment Property

Minimum $30,000, No Points, Has Closing Costs, 75% of appraisal, $500 Application Fee

Home Improvement Loan

Rate as Low As Available Terms
7.25% 1-12 months
7.25% 24 months
7.25% 36 months
7.50% 48 months
7.50% 60 months
7.75% 72 months
7.75% 84 months

Loan Application Payment Calculator

Maximum $25,000. Copy of deed required. Work Estimate. UCC1 Filed.