SECNY offers great mortgage rates, a simplified mortgage process and affordable mortgage payments. We are your local mortgage partner near Syracuse, NY and surrounding regions!
Why pay more for your mortgage payments than you have to? SECNY Federal Credit Union offers affordable mortgage refinance options. With great rates, a simplified mortgage refinance process and affordable payments, why go anywhere else!
- Get a $500 credit at closing!1
- Great rates!
- Local service here in CNY!
- Variety of financing options!
- Fast, simple process!
- 24/7 online and mobile tools to help you get the most out of your mortgage!
We are your local mortgage partner in Central New York and surrounding areas. SECNY Federal Credit Union is your go-to for an affordable mortgage in Onondaga, Oswego, Cayuga and Madison counties.
With SECNY Federal Credit Union, we'll guide you through the mortgage process -- so you can really understand what options you have, and make a decision that you're confident in.View Mortgage Rates Contact Us
With a Refinance Mortgage, Put the Money You Save to Good Use
With a refinance, the possibilities are endless for what you can do with the money you'll save. The money you save could be used toward:
- College costs
- Debt Consolidation
- Paying off other debt
- Home Improvement
Why Choose SECNY for a Mortgage Refinance?
We're here to help answer any of your questions about mortgage refinance options, and help you save more on your mortgage payments.
As a local credit union, we've been serving your neighbors in Central New York since 1971.
You can be confident that when we help you with mortgage refinancing, we're looking to get the best deal for you and what fits best for your situation. We can make a refinance not only easy but also affordable for your budget. Here are some of the benefits you may be missing out on:
- Lower mortgage payments
- Adjustable terms for your mortgage to better suit your budget
- Better mortgage rate than your initial mortgage loan
Need to chat with someone for some more information or guidance? No problem!
SECNY FCU Mortgage Department
2235 Downer Street
Baldwinsville, NY 13027
Fax (315) 638-7103
NMLS # 402177
Saturday Appointments Available
Contact by phone or email to make an appointment
Ready to Apply?
Apply for a Mortgage Loan Online
The online mortgage application is the next step once you have received a pre-qualification from us and/or you have obtained documents listed on the purchase checklist.
Refinance Mortgage Checklist Apply Online
Prefer a Paper Mortgage Application?
Regardless of your preferred method, we make it convenient to apply for a mortgage. If you'd prefer to complete a paper mortgage application, stop by your nearest SECNY branch to request a paper refinance application packet or contact the mortgage department and we can email one to you.
Not a member?
All eligible borrowers will need to become a member of the credit union and open their membership account prior to or at time of application. View membership eligibility.
1 Get a $500 Credit at Closing with one of the following: You have a SECNY Checking Account w/eStatements OR You are a Save2Earn Account Holder. Must be new purchase or refinance from another institution. Existing SECNY loans may not be refinanced with this offer. $500 credit at closing does not apply to No Closing Costs mortgage option. Certain conditions apply. Subject to change without notice. Save2Earn Account is designated for young adults 18-26.