Service Schedule

In Touch Electronic Services

Service Cost
SECNY InTouch, Allpoint, or MoneyPass ATMs Surcharge-Free Transactions
Non-SECNY InTouch, Allpoint,or MoneyPass ATMs $2 per withdrawal
Non-SECNY InTouch, Allpoint, or MoneyPass ATMs $1 per inquiry
Debit Card Replacement Fee $15
Credit Card Replacement Fee $15 standard/$75 expedited
ATM Transfer No Charge
Point-of-Sale No Charge
International ATM/Debit Transaction $2.00 + Foreign ATM Fee and 1% of the withdrawal
International Point of Sale 1% of the transaction Total
Online Banking Login Reset 1 FREE per calendar month, $1 per request after
Online Bill Pay No Charge (must pay at least one bill per quarter on system) OR subject to $10 deactivation fee
Online Bill Pay Overnight Check $20.00
Online Bill Pay "Same Day" Bill Payment $12.00
Online Bill Pay Stop Payment $30 per stop payment
Online Bill Pay NSF (Non-Sufficient Funds) $28.00 per item
Zelle® "Send"

No Charge

Zelle "Request"

No Charge

Zelle Stop Payment

$25.00 per stop payment

Online Services

Account Services:

Service Cost
Monthly Account Maintenance No Charge
NSF (Non-Sufficient Funds) $28 per item
Returned Item Fee $28 per item
Courtesy Pay Fee $28 per item
Stop Payment Fee $25 per item
Stop Payment (Cashier’s Check) $25 per item
Share Drafts/Checks Price varies w/style
Per Item Charge No Charge
Auto Transfer Fee $5 per transfer
Late Clearing Fee $28 per item
Inactive Account Fee (after 1 year) $10 per month
Paper Statement Fee (effective 1/1/2022) $1 per statement (waived for Business Accounts, HSAs or if primary account holder is under age 18 OR over age 60)
Cash Management Accounts $10 per month (If average daily balance is less than $2,000)
OnUs Check Cashing (non-member) No longer available effective 10/13/22

Personal Banking Services

Other Services:

Service Cost
Direct Deposit No Charge
Payroll Deduction No Charge
Share Account Withdrawal No Charge
Certificate Early Surrender Service

$25 plus:

Terms less than 1 yr: 180 days’ dividends

Terms 1 yr or greater: 365 days’ dividends

Account Reconciliation $30 per hour
Account Research $30 per hour
Account History Printout $5 per page
Draft/Check Copy $5 per copy
Statement Copy Fee $5 per statement
Check Protest $30 per check
Line of Credit Check NSF/Overlimit $28
Canadian Check Processing Fee $10
All Other Foreign Check Collection $25
Issue Cashiers Check $2 per check
(if payable other than to self)
Deposited Item Return Fee $28 per item
Negative Account Charge $25 per item
Wire Transfer Fee (outgoing) $30 per wire
International Wire Transfer $50 per wire
Legal Processing Fee
(garnishments, tax levies, etc.)
$75 per request
Notary Service No Charge (for members)
$2 (for non-members)
UCC Filings $50
Subordination Fee $150
Mortgage Discharge Varies per mortgage
Mortgage Payoff Request $30
Skip Pay Annual Participation $40
Account Closed (within 90 days of opening) $30
Escheatment/Abandoned Property $50
IRA Transfer Fee $40
IRA Account Closed (within 1 yr. of opening) $40
Coin Machine (member use) 6 cents per dollar
Coin Machine (non-member use) 25 cents per dollar
Return Mail Fee $4 per item

Personal Banking Services