Savings Accounts

best savings account in syracuse ny

When you join SECNY, a regular share/savings account is opened for you. Your savings are called "shares" because they represent shares of ownership. A minimum balance of $5 must be maintained to keep the account open.

Regular Share Account

A savings account that allows you to earn interest (with a minimum $100 balance).

Club Accounts

Specialized savings accounts designed to fit your needs. Accounts may be opened to save for Christmas, vacations, etc.

Certificate Accounts

A range of certificates that allow you to invest for short or long term earnings.

To celebrate 30 years at our Onondaga Hill Branch Office we have special certificate rates!^*

^{*Anniversary special Rate requires minimum $3,000 new money. Certain Restrictions apply. APR - Annual Percentage Rate, APY - Annual Percentage Yield. Valid through 10/15/19. Offer subject to change without notice.}

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Individual Retirement Accounts

Secure your retirement funds in an open IRA activity account or IRA/Certificate. Whether you are just beginning your career, planning for your family, or approaching retirement, it's never too late to start saving with a Traditional IRA or Roth IRA.

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Youth Accounts

Money Mammals Kids Club

Designed to help kids 0-12 years old learn about the value of money in a fun and engaging way. It includes a multimedia site with videos, games and more.

Save2Learn - (Ages 13-17)

Get all the perks of having your own account. Whether you just got your first job, are planning for college or a trade; you’re going to need the right account to get you started.

Save2Earn - (Ages 18-21)

Your first steps on the path to adulthood. No matter where you are going in life, you'll need the right tools. You have places to go and people to see. We want to help you check everything off your life's to-do list!

Coverdell Education Savings Accounts (ESA)

Save for a child's education expenses such as tuition, fees, books, supplies, equipment, and, in some cases, room and board.

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or visit one of our branch locations to open an account today!