Savings Accounts

When you join SECNY, a regular share/savings account is opened for you. Your savings are called "shares" because they represent shares of ownership. A minimum balance of $5 must be maintained to keep the account open.

Regular Share Account

A savings account that allows you to earn interest (with a minimum $100 balance).

Club Accounts

Specialized savings accounts designed to fit your needs. Accounts may be opened to save for Christmas, vacations, etc.

Certificate Accounts

A range of certificates that allow you to invest for short or long term earnings.

CERTIFICATE RATE SPECIAL Receive an EXTRA 0.25% added to the regular Certificate Rate if you have (or apply and are approved for) one of our new credit cards AND add a minimum of $1,000 to the Certificate.

View Certificate Rates View Credit Card Options

Individual Retirement Accounts

Secure your retirement funds in an open IRA activity account or IRA/Certificate. Whether you are just beginning your career, planning for your family, or approaching retirement, it's never too late to start saving with a Traditional IRA or Roth IRA.

IRA CERTIFICATE RATE SPECIAL Receive an EXTRA 0.25% added to the regular IRA Certificate Rate if you have (or apply and are approved for) one of our new credit cards AND add a minimum of $1,000 to the IRA Certificate.

View Certificate Rates View Credit Card Options

Coverdell Education Savings Accounts

An Coverdell education savings account (ESA) can help you save for a child's education expenses (such as tuition, fees, books, supplies, equipment, and, in some cases, room and board.

View Savings Rates