Credit Card Rates

Online Banking Credit Card Rates in Syracuse New York

The Choice is Yours

Find the card that best fits your lifestyle. Each of our cards have unique benefits and protection for convenience and peace of mind. Rates effective 12/2/24.

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MasterCard World

SECNY Mastercard World Credit Card Image

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0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

8.75% to 10.75%1

Lines from $5,000-$50,000

Fees: 

No Annual Fee

No Balance Transfer Fee2

Requires annual spend of $10,000 or more

Benefits:

Earn 1 point per $1 spent with uChoose Rewards®!

MasterCard Platinum Rewards

SECNY Mastercard Platinum Rewards credit card image

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0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

10.75% to 12.75%1

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee2

Benefits:

Earn 1 point per $1 spent with uChoose Rewards!

Visa Platinum Rewards

SECNY Visa Platinum Rewards Credit Card image

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0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

10.75% to 12.75%1

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee2

Benefits:

Earn 1 point per $1 spent with uChoose Rewards!

Visa Business Rewards

SECNY Visa Business Rewards Credit Card image

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0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

10.75% to 12.75%1

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee2

Benefits:

Earn 1 point per $1 spent with uChoose Rewards!

 

1 APR based on creditworthiness. APR will vary with the market based on the Prime Rate. 

2 Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.

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Not a member? 

All eligible borrowers will need to become  a member of the credit union and open their membership account prior to or at time of application. View membership eligibility. 

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