Savings & Certificates Rates

Share and Certificate rates subject to change without notice. Rates effective as of 9/26/22.

Jumbo & IRA Certificate Limited time special*

  • 12 Month: 2.47% APR, 2.50% APY
  • 30 Month: 2.96% APR, 3.00% APY
  • 60 Month: 3.21% APR, 3.25% APY

*Requires Checking Account

Declared Dividend for the 3rd Quarter 2022:

  APR APY
01 / Regular Share (min. $100) 0.05% 0.05%
03 / Business Share (min. $100) 0.05% 0.05%
10 / Club (Holiday) 0.05% 0.05%
11 / Club (Vacation) 0.05% 0.05%
73 / Enterprise Checking (Business Checking) No Dividend Paid No Dividend Paid
75 / Draft Checking No Dividend Paid No Dividend Paid
79 / Cash Management (> $75,000.00) 0.25% 0.25%
79 / Cash Management ($50,000 - $74,999.99) 0.20% 0.20%
79 / Cash Management ($25,000 - $49,999.99) 0.15% 0.15%
79 / Cash Management ($10,000 - $24,999.99) 0.15% 0.15%
79 / Cash Management (min. $2,000 - $9,999.99) 0.10% 0.10%
81/91/97 IRA Activity Account (>$10,000) 0.10% 0.10%
81/91/97 IRA Activity Account ($100 - $9,999) 0.05% 0.05%
91 / Roth Activity Account Same rates and terms as IRA activity account above
95 / Coverdell ESA (min $500) Same rates and terms as IRA activity account above
97 / Coverdell ESA Activity Account Same rates and terms as IRA activity account above

Retirement Calculator

 

IRA Share Certificates:

  APR APY
89 / 6 Month - Int. Monthly (min. $500) 1.98% 2.00%
83 / 12 Month - Int. Monthly (min. $500) 2.47%* 2.50%*
84 / 24 Month - Int. Monthly (min. $500) 2.18% 2.20%
85 / 30 Month - Int. Monthly (min. $500) 2.96%* 3.00%*
86 / 36 Month - Int. Monthly (min. $500) 2.37% 2.40%
87 / 48 Month - Int. Monthly (min. $500) 2.47% 2.50%
88 / 60 Month - Int. Monthly (min. $500) 3.21%* 3.25%*

Retirement Calculator

 

ROTH IRA Share Certificates:

  APR APY
69 / 6 Month - Int. Monthly (min. $500) 1.98% 2.00%
63 / 12 Month - Int. Monthly (min. $500) 2.47%* 2.50%*
64 / 24 Month - Int. Monthly (min. $500) 2.18% 2.20%
65 / 30 Month - Int. Monthly (min. $500) 2.96%* 3.00%*
66 / 36 Month - Int. Monthly (min. $500) 2.37% 2.40%
67 / 48 Month - Int. Monthly (min. $500) 2.47% 2.50%
68 / 60 Month - Int. Monthly (min. $500) 3.21%* 3.25%*

Retirement Calculator

Certificate Rates:

  APR APY
30 / 30 Day Certificate (min. $2,500) 1.64% 1.65%
32 / 12 Month - Int. Monthly ($1,000) 1.83% 1.85%
34 / 6 Month - Int. Monthly (>$1,000) 1.74% 1.75%
35 / 3 Month - Int. Monthly (min. $2,500) 1.69% 1.70%
36 / 24 Month - Int. Monthly (min. $1,000) 1.93% 1.95%
37 / 30 Month - Int. Monthly (min. $1,000) 1.98% 2.00%
38 / 36 Month - Int. Monthly (min. $1,000) 2.03% 2.05%
39 / 48 Month - Int. Monthly (min. $1,000) 2.23% 2.25%
40 / 60 Month - Int. Monthly (min. $1,000) 2.47% 2.50%

Savings Calculator

Jumbo Certificate Rates:

  APR APY
52 / 12 Month JUMBO Int. Monthly (min $50,000) 2.47%* 2.50%*
54 / 6 Month JUMBO Int. Monthly (min $50,000) 1.98% 2.00%
56 / 24 Month JUMBO Int. Monthly (min $50,000) 2.18% 2.20%
57 / 30 Month JUMBO Int. Monthly (min $50,000) 2.96%* 3.00%*
58 / 36 Month JUMBO Int. Monthly (min $50,000) 2.37% 2.40%
59 / 48 Month JUMBO Int. Monthly (min $50,000) 2.47% 2.50%
60 / 60 Month JUMBO Int. Monthly (min $50,000) 3.21%* 3.25%*

Savings Calculator

Health Savings Accounts:

 
  APR APY
21 / HSA Savings (min. $100) 0.50% 0.50%
29 / HSA Checking ($5000 and over) 0.10% 0.10%
HSA Checking ($1,000-$4,999.99) 0.05% 0.05%

Savings Calculator

Dividend rates are declared by the Board of Directors quarterly. Please note that the minimum balances must remain in accounts for the entire period to qualify for a dividend. All accounts are federally insured by the National Credit Union Administration (NCUA). All rates subject to change without notice. APR - Annual Percentage Rate APY - Annual Percentage Yield