Savings & Certificates Rates

*RATE SPECIAL! Receive an EXTRA 0.25% OR MORE added to the regular Certificate Rate if you have (or apply and are approved for) one of our NEW credit cards AND add a minimum of $5,000 to the Certificate. Rates shown with * reflect the additional 0.25% or more.

Rates effective as of 1/9/19.               Rates subject to change without notice.

Declared Dividend for the 4th Quarter 2018:

APR APY
01 / Regular Share (min. $100) 0.25% 0.25%
03 / Business Share (min. $100) 0.25% 0.25%
10 / Club (Holiday) 0.25% 0.25%
11 / Club (Vacation) 0.25% 0.25%
73 / Enterprise Checking (Business Checking) No Dividend Paid No Dividend Paid
75 / Draft Checking No Dividend Paid No Dividend Paid
79 / Cash Management (> $75,000.00) 1.00% 1.00%
79 / Cash Management ($50,000 - $74,999.99) 0.75% 0.75%
79 / Cash Management ($25,000 - $49,999.99) 0.65% 0.65%
79 / Cash Management ($10,000 - $24,999.99) 0.55% 0.55%
79 / Cash Management (min. $2,000 - $9,999.99) 0.45% 0.45%
81/91/97 IRA Activity Account (>$10,000) 0.35% 0.35%
81/91/97 IRA Activity Account ($100 - $9,999) 0.25% 0.25%
91 / Roth Activity Account Same rates and terms as IRA activity account above
93 / Roth IRA (min $500) Same rates and terms as IRA activity account above
95 / Coverdell ESA (min $500) Same rates and terms as IRA activity account above
97 / Coverdell ESA Activity Account Same rates and terms as IRA activity account above

Retirement Calculator

IRA Share Certificates:

APR APY
89 / 6 Month - Int. Monthly (min. $500) 1.84%* 1.85%*
83 / 12 Month - Int. Monthly (min. $500) 2.47%* 2.50%*
84 / 24 Month - Int. Monthly (min. $500) 2.47%* 2.50%*
85 / 30 Month - Int. Monthly (min. $500) 2.96%* 3.00%*
86 / 36 Month - Int. Monthly (min. $500) 2.47%* 2.50%*
87 / 48 Month - Int. Monthly (min. $500) 2.57%* 2.60%*
88 / 60 Month - Int. Monthly (min. $500) 3.21%* 3.25%*

Retirement Calculator

Certificate Rates:

APR APY
30 / 30 Day Certificate (min. $2,500) 0.50% 0.50%
32 / 12 Month - Int. Monthly ($1,000) 1.59%* 1.60%*
34 / 6 Month - Int. Monthly (>$1,000) 1.34%* 1.35%*
35 / 3 Month - Int. Monthly (min. $2,500) 0.65% 0.65%
36 / 24 Month - Int. Monthly (min. $1,000) 1.89%* 1.90%*
37 / 30 Month - Int. Monthly (min. $1,000) 1.98%* 2.00%*
38 / 36 Month - Int. Monthly (min. $1,000) 1.98%* 2.00%*
39 / 48 Month - Int. Monthly (min. $1,000) 2.23%* 2.25%*
40 / 60 Month - Int. Monthly (min. $1,000) 2.47%* 2.50%*

Savings Calculator

Jumbo Certificate Rates:

APR APY
32 / 12 Month JUMBO Int. Monthly (min $50,000) 2.47%* 2.50%*
34 / 6 Month JUMBO Int. Monthly (min $50,000) 1.84%* 1.85%*
36 / 24 Month JUMBO Int. Monthly (min $50,000) 2.47%* 2.50%*
37 / 30 Month JUMBO Int. Monthly (min $50,000) 2.96%* 3.00%*
38 / 36 Month JUMBO Int. Monthly (min $50,000) 2.47%* 2.50%*
39 / 48 Month JUMBO Int. Monthly (min $50,000) 2.57%* 2.60%*
40 / 60 Month JUMBO Int. Monthly (min $50,000) 3.21%* 3.25%*

Savings Calculator

Health Savings Accounts:

APR APY
21 / HSA Savings (min. $100) 0.25% 0.25%
29 / HSA Checking ($5000 and over) 0.35% 0.35%
HSA Checking ($1,000-$4,999.99) 0.25% 0.25%

Savings Calculator