Business Loan Rates

Rates subject to change without notice. Credit restrictions apply. Rates listed reflect Relationship Pricing Discount. Rates effective as of 1/9/19.

All member business loan requests must be referred to the VP of Lending- Ellen Dieffenbach at (315) 469-5599

New Vehicles 2018 - 2019 Model Years

Car, Van, Truck, SUV. Up to 100% Financing Max. $100,000

APR as low as Term
3.75% 12 months
3.75% 24 months
3.75% 36 months
4.00% 48 months
4.25% 60 months
4.50% 72 months

All member business loan requests must be referred to the VP of Lending, Ellen Dieffenbach at (315) 469-5599

Loan Application Auto Loan Calculator

Used Vehicles 2013-2017 Model Years

Car, Van, Truck, SUV. 100% Book Value. Use NADA book value average retail amount. Financing Max. $100,000

APR as low as Term
4.00% 12 months
4.00% 24 months
4.00% 36 months
4.75% 48 months
4.75% 60 months
5.00% 72 months

All member business loan requests must be referred to the VP of Lending- Ellen Dieffenbach at (315) 469-5599

Loan Application Auto Loan Calculator

Used Vehicles 2010-2012 Model Years

Car, Van, Truck, SUV. Financing 80% Book Value ONLY. Use NADA book value average retail amount. Financing Max. $100,000

APR as low as Term
5.75% 12 months
5.75% 24 months
5.75% 36 months
6.50% 48 months
6.50% 60 months

All member business loan requests must be referred to the VP of Lending, Ellen Dieffenbach at (315) 469-5599

Loan Application Auto Loan Calculator

Overdraft Protection Lines Of Credit (Revolving)

15.90% Open End. Maximum Limit $5,000. Reviewed annually.

All member business loan requests must be referred to the VP of Lending, Ellen Dieffenbach at (315) 469-5599

New Miscellaneous Secured 2018-2019 Model Years

Financing 80% Book Value Only, Max. $100,000

APR as low as Term
5.00% Up To 60 months
6.25% 72 months
6.50% 84 months

All member business loan requests must be referred to the VP of Lending, Ellen Dieffenbach at (315) 469-5599

Loan Application Auto Loan Calculator

Used Miscellaneous Secured 2013-2017 Model Years

Financing 80% Book Value Only, Max. $100,000

APR as low as Term
6.00% Up To 60 months
7.00% 72 months
7.25% 84 months

All member business loan requests must be referred to the VP of Lending, Ellen Dieffenbach at (315) 469-5599

Loan Application Auto Loan Calculator

Visa Business Credit Card

Visa Business Rewards

View Additional Benefits

 0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be 8.25% to 12.25%*

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee

Benefits:

Earn 1 point per $1 spent with uChoose Rewards! PLUS: 10,000 bonus points after first purchase!

*APR based on creditworthiness. APR will vary with the market based on the Prime Rate. 

Contact us to Apply!

Contact us or visit our Business Lending page for more information.

Not a member? 

All eligible borrowers will need to become a member of the credit union and open their membership account prior to or at time of application. View membership eligibility. 

Become a SECNY Federal Credit Union Member