Visa Credit Card Options

VISA SECNY Family out shopping header image

Enjoy easy, secure payments and earn rewards

Your SECNY Visa® is accepted at millions of places. Why carry cash and checks when your card is simple to use — and it earns you rewards?

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SECNY Visa Benefits Platinum & Business Rewards Comparison Table

Online Account Access uChoose Account Access

Visa Platinum Rewards

SECNY VISA Platinum Credit Card imageEnjoy a low interest rate while earning rewards! Use your Visa Platinum Rewards card to earn points and redeem them online or in stores. Choose from an array of rewards—travel, gas, groceries, gift cards, cash back and more!

ID Navigator Powered by NortonLifeLock

Tools to help you act quickly if your personal data is threatened. No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen. To confirm eligibility, visit www.cardbenefitidprotect.com.

Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.

Roadside Dispatch®

Rely on emergency roadside assistance. As an eligible SECNY cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program. Simply call 1-800-847-2869, 24 hours a day/7 days a week. Roadside Dispatch will ask you where you are, what the problem is and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith. You pay a set fee per service call. No membership is required and you don’t need to pre-enroll. No annual dues. No limit on usage. To learn more about this benefit, call 1-800-847-2869.

Note: Customers must pay service provider for mileage over five miles. A secondary unit being towed behind is not included but can be accommodated for an additional fee. Standard winching applies within 100 feet of paved or county maintained road only. Additional fees may apply for winching services under certain circumstances.

Additional Terms: Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services. Neither Visa nor SECNY shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, nor in other “off road” areas not accessible by ordinary towing vehicles. Weather conditions, time of day, and availability of service may affect assistance responses. Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrival is provided to the customer regardless of their location; however, neither Visa nor SECNY provides any assurances as to the ability of the Service Provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request even if you are not with your vehicle or your vehicle is gone upon their arrival. 24-hour roadside assistance services provided by: Cross Country Motor Club, Inc. d/b/a Agero, a Massachusetts corporation, and Cross Country Motor Club of California, Inc., a California corporation. Current fee for a standard service call is $69.95. Service call fees are subject to change at any time; however, callers will be notified prior to any service dispatch. This program may be discontinued at any time without prior notice. Program void where prohibited.

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Visa Business Rewards

SECNY VISA Buisness Credit Card imageThe second your vision was born. The minute you welcomed your first customer. The day you celebrated your first anniversary. Your success is a journey. Get there with your Visa Business Rewards credit card. Success for your business is about more than the bottom line. 

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Plus enjoy even more benefits with either card:

CardValet®

SECNY Creditvalet logoThe self-service app that allows you to turn your card on/off, set spending limits, receive alerts and more!

uChoose Rewards logoUChoose Rewards®

Earn 1 point for every dollar spent! Redeem for travel, gift cards, merchandise, cash back AND MORE!

uChoose Rewards and CardValet are registered trademarks of Fiserv, Inc. or its affiliates. All rights reserved.

Worldwide Acceptance including Costco

Costco logo imageYour SECNY Visa credit card is now accepted at Costco. That means you can enjoy all the benefits of your card, plus exceptional prices on a wide range of quality brand-name merchandise.

Not a Costco member? Visit Visa.com/Costco for the location nearest you.


*Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact SECNY.

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