Loan Rates

Rates subject to change without notice. Credit restrictions apply. Rates effective as of 11/1/19.

Take an additional 0.25% OFF loan rates listed with one of the following (maximum discount 0.25%):

  • You get or have on of our new, enhanced credit cards (minimum line of ($5,000)
  • Your employer is part of our Perks Program OR you are a Save2Earn club Member

New Auto & Motorcycle: 2020 - 2018 Model Years

Up to 100% Financing

APR as low as Term
2.75% 12 months
2.75% 24 months
2.75% 36 months
3.25% 48 months
3.50% 60 months
3.75% 72 months
4.00% 84 months

Loan Application Auto Loan Calculator

Used Auto & Motorcycle: 2013 - 2017 Model Years

Financing up to 100% Book Value. Use NADA Book Value average retail amount.

APR as low as Term
3.25% 12 months
3.25% 24 months
3.25% 36 months
3.75% 48 months
4.00% 60 months
4.25% 72 months
5.00% 84 months

Loan Application Auto Loan Calculator

Used Auto & Motorcycle: 2010 - 2012 Model Years

Financing up to 80% Book Value. For 100% Financing add 0.25%. Use NADA Book Value average retail amount.

APR as low as Term
5.25% 12 months
5.25% 24 months
5.25% 36 months
5.75% 48 months
6.00% 60 months

Loan Application Auto Loan Calculator

Used Auto & Motorcycle: 2009 and Older

Financing 80% Book Value ONLY. For collector cars, requires appraisal.

APR as low as Term
7.00% Up to 60 Months

Loan Application Auto Loan Calculator

New RV, Boat & Trailer/Camper: 2020 - 2018 Models

Up to 100% Financing - Maximum $100,000

APR as low as Term
4.50% Up to 60 Months
4.75% 72 Months
5.00% 84 Months
6.25% 96 Months
7.00% 120 Months
7.75% 144 Months

Loan Application Loan Calculator

Used RV, Boat & Trailer/Camper: 2013 - 2017 Models

2013-2017 Models: Financing up to 100% Book Value - Maximum $75,000
2012-2010 Financing up to 80% Book Value

APR as low as Term
5.00% Up to 60 Months
5.25% 72 Months
6.00% 84 Months
7.00% 96 Months
7.25% 120 Months

Loan Application Loan Calculator

NEW Snowmobile, Jet Ski, ATV, Trailer/Camper, RV & Boat:Under $15,000

100% Financing for 2020 - 2018 Model Years

APR as low as Term
4.50% Up to 60 Months

Loan Application Loan Calculator

Used Snowmobile, Jet Ski, ATV, Trailer/Camper, RV & Boat:  Under $15,000

100% Financing for 2013 - 2017 Model Years
80% Financing for 2010 - 2012 Model Years

APR as low as Term
5.00% Up to 60 Months

Loan Application Loan Calculator

Fully Share & Certificate Secured:

APR as low as Term
Share or Certificate Dividend Yield +2% . Variable rate adjusts when APY changes on the account pledged. 144 Months Maximum

Loan Application Loan Calculator

Personal Loans:

Maximum individual $10,000 - Maximum joint $20,000

LifeStyle Loans
To finance items such as medical or dental expenses not covered by insurance such as orthodontia, Lasik eye surgery, cosmetic surgery, fertility treatments or even veterinary expenses. Can also be used to finance cost of home decorating, furniture or landscaping. Maximum Individual $10,000, Maximum Joint $20,000, Maximum Term 72 mos. MINIMUM CREDIT SCORE: 680

APR as low as Term
6.75% 12 Months
6.75% 24 Months
7.00% 36 Months
7.75% 48 Months
8.00% 60 Months
9.00% 66 Months
9.00% 72 Months

Loan Application Loan Calculator

Overdraft Protection:

APR as low as Term
15.90% Open End Maximum Limit $5,000

Loan Application Loan Calculator

Driving Sense NEW Vehicle: 2020 - 2019 Model Years

Max Mileage 30,000

APR as low as Term
3.75% 24-39 months
4.50% 42-63 months
4.75% 66-72 months

Loan Application Driving Sense Calculator

Minimum Loan amount for less than 66 months: $5,000. Minimum Loan Amount for 66-72 Months: $10,000. Maximum Loan Amount, all terms: $75,000. Maximum Balloon Residual: $20,000.

Driving Sense Used Vehicle:

2018 Models - Max Mileage 45,000
2017 Models - Max Mileage 60,000
2016 Models - Max Mileage 75,000
2015 Models - Max Mileage 90,000

APR as low as Term
4.25% 24-39 months
5.00% 42-63 months
5.25% 66-72 months

Loan Application Driving Sense Calculator

Minimum Loan amount for less than 66 months: $5,000. Minimum Loan Amount for 66-72 Months: $10,000. Maximum Loan Amount, all terms: $75,000. Maximum Balloon Residual: $20,000.