Take a Look at our New Fairmount Office

SECNY FCU, Fairmount NY

Take Advantage of Special Offers to Celebrate our new Location!

We are celebrating across ALL of our SECNY branches with the following:

Take up to 0.25% OFF select loan rates with Relationship Pricing¹
Enjoy a Home Equity Line of Credit as low as 2.24% APR² and no closing costs!²
Certificate Rates as high as 4.50% APY³
Mortgage Rates as low as 6.500% APR⁴

Member Services

SECNY History Located at 3508 West Genesee St., Syracuse, NY 13219 (Across from Fairmount Fair) the branch includes convenience services such as a drive-thru teller, ATM, night deposit services, coin machine, Notary Public and more. Office hours are Monday-Friday from 8:30am-5:00pm and Saturdays from 9:00am-12:00pm. When you visit, check out our history wall which has a timeline of where SECNY began all the way to present day! (Pictured Right)

Mortgage Center & Services

Having moved from our Baldwinsville office to Fairmount, our Mortgage Center includes convenience services, a variety of financing options, a fast and simple process and the option to work one-on-one with mortgage professionals. They will guide you through the Mortgage or Home Equity process so you can really understand what options you have and make a decision that you are confident in. Whether you are saving up for a home, a first time homebuyer, looking to refinance your mortgage or make improvements on your home, we have you covered every step of the way!

Office Hours are Monday-Friday 8:30am-5:00pm with Saturday appointments available. Contact us to make an appointment! NMLS # 402177

Contact Mortgage

Another Chapter in Fairmount History

Fairmount Opening Day The plaza that is home to our new Fairmount Branch opened in 1964, with the Lincoln Bank branch, a barbershop, dry cleaner, and drug store as the original tenants. The bank branch remained in the plaza through various organizational changes - Lincoln First Bank, Chase Lincoln First Bank, Chase Manhattan Bank, and JPMorgan Chase Bank. We are honored to continue the rich history of this plaza and to call Fairmount home!

This is our sixth full service office location in Central New York. Other SECNY branches are located in Baldwinsville, Manlius, North Syracuse, Syracuse (Onondaga Hill) and Skaneateles along with four student-run high school branches (not open to the public) in LaFayette Jr./Sr. H.S, Onondaga Central Jr./Sr. H.S., Jordan-Elbridge H.S. and Solvay H.S.

SECNY FCU is a community credit union with a 53-year history serving Central New York. Membership is open to anyone living, working, worshipping, attending school in as well as businesses and legal entities in Onondaga, Cayuga, Madison and Oswego counties

SECNY FCU is a member-owned, non-profit, full-service financial institution. We differ from other financial institutions in that you, as a member, actually own the credit union. This difference helps you in the form of lower loan and mortgage rates, and typically higher dividends on your savings. Because our members own the credit union, we are working to serve only you.

^{1 Take up to 0.25% off select rates with one of the following (maximum discount 0.25%): You have a SECNY Checking Account w/Direct Deposit OR You are a Save2Earn Account Holder. Rate discount excludes Holiday Loan Special, Share Secured Loans, Credit Cards, Mortgages, and Lines of Credit Loans. All loan payments require automatic payment from a SECNY FCU account.}

^{2 APR = Annual Percentage Rate. As low as 2.24% APR locked in for 1 year. Rate expressed for Line of Credit is variable and can be adjusted annually on the first day of the month following the anniversary date of opening. The rate is based on an Index Rate of the Wall Street Journal Prime Rate. There is no limit on the amount by which the Annual Percentage Rate can change during any one period up to the maximum permitted by law. Loan rate and amount are based on credit qualifications and available equity in property. Subject to change without notice. Home Equity Lines of Credit currently financed through SECNY Federal Credit Union cannot be refinanced with this offer. Funds advanced from a Home Equity Line of Credit with SECNY cannot be used to open a Certificate of Deposit at SECNY. Contact any SECNY office for details. All fees paid in conjunction with the loan are subject to recapture if the loan is closed within three years.}

^{3 Advertised rate as high as 4.50% APY. Subject to change without notice. Requires SECNY Checking Account and Direct Deposit. APY= Annual Percentage Yield. New Money required and minimum determines rate. New Money is considered funds from another financial institution account or Non-SECNY account. This offer is good for SECNY consumer member and business member accounts only- no Financial Institution investments permitted. Interest posted monthly. Funding of the Certificate of Deposit with SECNY cannot come from a Home Equity Line of Credit Advance at SECNY.}

^{4 “As low as” rate expressed for 30-year fixed/biweekly mortgage loans and may vary based on credit qualifications and term. Subject to change without notice. Contact Mortgage Department for current rates and details.}