If you're looking for a convenient and reliable checking account in Baldwinsville, NY, look no further than SECNY. Our checking account is designed to help you manage your finances with ease, whether you're a student, a working professional, or a retiree. We offer membership to any person working, living, worshipping, attending school, businesses and legal entities in Onondaga, Madison, Oswego and Cayuga counties.
The Convenient Choice for Checking Accounts near Baldwinsville NY
Whether you need an ATM that's close for quick cash or you'd like to stop by for assistance with your checking account, SECNY is the convenient choice for checking accounts in Baldwinsville NY. SECNY's Baldwinsville branch is located at 2235 Downer Street, Baldwinsville, NY 13027.
Setting up your checking account at SECNY is easy. To stop by and open an account at a time that's convenient for you...
Checking Accounts with No Monthly Fees
At SECNY, we don't believe in charging our customers unnecessary fees. That's why our checking account comes with no monthly maintenance fees. This means that you can use your checking account without worrying about extra charges eating into your balance.
Checking Accounts with No Minimum Balance Requirements
We also don't have any minimum balance requirements for our checking accounts. This means that you won't be penalized when money gets tight.
Checking Accounts with Online and Mobile Banking
Our online and mobile banking services make it easy to manage your checking account from anywhere, at any time. Whether you're at home, at work, or on the go, you can use our online and mobile banking services to check your balance, transfer funds, pay bills, and more. Plus, our online and mobile banking services are completely free for all SECNY customers.
Get an Overdraft Line of Credit for Your Checking Account
We understand that unexpected expenses can arise, and sometimes you may overdraw your account. That's why we offer an Overdraft Line of Credit. With an Overdraft Line of Credit, avoid embarrassing and frustrating moments when your debit card is denied. To learn more about how SECNY's Overdraft Line of Credit works...
Checking Accounts with Convenient ATM Access
Our Baldwinsville checking accounts give you access to over 92,000 ATMs nationwide, so you can withdraw cash and make deposits easily and conveniently. We also offer fee-free transactions at our own SECNY ATMs, so you can avoid ATM fees from other banks.
Enhanced Security for Your Checking Account with Our Debit Cards
With our Baldwinsville checking accounts, you'll receive a debit card that you can use to make purchases and withdraw cash from ATMs. Our debit cards are chip-enabled for added security and are accepted at millions of locations worldwide.
How to Open a Checking Account near Baldwinsville NY
Opening a checking account with SECNY is easy. Here's what you'll need to do:
- Gather your personal and financial information, including your Social Security number, driver's license or passport, and proof of address.
- Apply for the checking account online or in person at our Baldwinsville branch location. Our application process is quick and easy, and you'll receive a response within a few business days.
- Once your application is approved, you'll receive your debit card and other account information in the mail.
Other Checking Account Features Available
Direct Deposit or Payroll Deduction
Have your payroll department send your entire pay or part of it directly to the credit union. No more waiting in line! Have your member number and SECNY Routing and Transit number (221381304) ready.
Courtesy Pay
A program designed to support members in good standing by paying checks in advance of your deposit. Must be a member for a minimum of 60 days. Must be a member in good standing. Maximum Courtesy Pay amount: $750 for qualified member accounts.
Cash Management
Earn a higher rate of interest and have check writing privileges by maintaining a minimum average daily balance in your account for the entire month.
Order Checks Online
Get 25 checks for free on your first order of checks (select styles only- Contact Us for details).
Keep More of Your Money and Experience the Convenience of SECNY Checking Accounts
