Youth Accounts (13-26)

Dividend rates are declared by the Board of Directors quarterly. Please note that the minimum balances must remain in accounts for the entire period to qualify for a dividend. All accounts are federally insured by the National Credit Union Administration (NCUA). All rates subject to change without notice. APR - Annual Percentage Rate APY - Annual Percentage Yield

^{1 You may opt out of the Save2Learn or Save2Earn clubs at any time by contacting SECNY. Limit one $5 initial deposit incentive  per member .}

^{2 Limit one gift card. All new accounts subject to Chex-Systems verification. Certain conditions apply, subject to change without notice. Offer does not apply to existing SECNY checking accounts. Contact us for details.} 

^{3 $25 cash incentive offer available for members who sign up for a new net pay direct deposit relationship and who opt to have his/her payroll direct deposited into his/her SECNY share or share draft account. All new accounts subject to ChexSystems verification. To receive cash incentive, member must notify SECNY after first payroll is direct deposited into the account. $25 cash incentive will remain on hold for 30 days from the date it was deposited. After 30 day hold period, funds will only be released if the account is in good standing. Bonuses are considered interest and will be reported to the IRS. Certain restrictions apply. Subject to change without notice. Member must have had no prior Direct Deposit relationship with SECNY.}

^{4 Minimum loan amount $5,000. Excludes Mortgages, Overdraft Lines of Credit and Credit Cards. Limit one discount per member per loan. Credit and other certain restrictions may apply. Existing loans with SECNY cannot be refinanced with this offer. Contact us for further details.}

^{uChoose Rewards is a registered trademarks of Fiserv, Inc. or its affiliates. All rights reserved.} 

_{2024 SECNY FCU Mailing Address: 4727 West Seneca Tnpk PO Box 15040, Syracuse, NY 13215}