Part of being prepared in life is planning for what happens after you’re gone. TruStage® Whole Life Insurance can help relieve your family from the financial burden of final expenses such as funeral costs, medical bills and unpaid debts.
Benefits Never Decrease
Unlike some other insurance, this coverage offers permanent protection that lasts as long as you live—even if you develop health issues like cancer.
Rates Locked-in for Life
Rates increase with age. But apply now and if you’re approved, you’ll lock in your lowest rate for this policy for the rest of your life.
A Tradition of Strength
TruStage Life Insurance is underwritten by CMFG Life Insurance Company. CMFG Life is rated “A” Excellent by A.M. Best (2017), the third highest of 16 ratings. For more than 80 years, CMFG Life has helped protect more than 18 million people.
Please take a few minutes to review the enclosed materials, and as you do, keep in mind the relief this policy could help provide for your family one day.
Frank E. Cain, Director
Licensed Insurance Representative
TruStage Life Insurance
Note: You can get coverage in minutes with a single phone call. Talk to a
licensed TruStage agent at 1-844-379-2624. Or apply online at
TruStage.com/life/whole
For questions, or higher coverage amounts, call toll-free 1-844-379-2624.
Mon.–Fri. 7 am–9 pm; Sat. 8 am–4 pm (CT)
www.TruStage.com/life/whole
WHOLE LIFE INSURANCE
LIFETIME COVERAGE FOR YOU
Any amount of coverage can make a difference
Whole life insurance can help provide peace of mind for you and your family and it's guaranteed for life, no matter when or how you die. It’s designed to be affordable, and it can be easy to apply—with just a few questions to answer.
As you get older—if you have no coverage in place—your rate could increase and it may become more difficult to get life insurance. When you apply for TruStage Whole Life Insurance now, you could lock in permanent coverage and your best rate for life—a good choice today that could provide for your family’s needs. Of course if you change
your mind, you can simply cancel at any time, for any reason.
Key benefits of TruStage Whole Life Insurance
• Apply for up to $10,000 or in some cases $25,000 of coverage
• No physical exam and no intrusive medical tests
• No rate increases—your rate is locked for life, guaranteed
• Lifetime protection that’s in force for your entire life
• Tax advantage—income-tax-free money paid to your beneficiaries
• Cancel at any time, with no questions asked
About this plan
This TruStage Whole Life Insurance is a permanent life insurance
policy that offers coverage for your entire life.
Apply now and you can receive the following benefits:
• Guaranteed rate—no increase for the life of your policy
• Guaranteed death benefit—no decrease for the life of your policy
• 100% satisfaction guaranteed or your money back during the
30‑day review period
• You may cancel at any time—with no questions asked
PROTECTION FOR YOUR FAMILY
You're invited to take advantage of the TruStage Whole Life Insurance
plan. It can be easy to apply, and there’s no medical exam required.
Answers to popular questions
Q. Will my insurance be cancelled if I develop cancer or other health problems?
A. No, as long as premiums are paid, your coverage will continue for the rest of your life.
Q. Will my rate increase as I grow older?
A. No, your rate is locked in for life—regardless of your increasing age or any health issues.
Q. Can I cancel this policy if I change my mind?
A. Yes, you may cancel this policy at any time, for any reason. And if you do so within the first 30 days, you’ll receive a full refund—no questions asked. There’s no risk or further obligation.
Q. Can my spouse apply—even if I don’t?
A. Yes, it’s important for both spouses to have adequate protection. If eligible, this coverage is available to your spouse, too. Call us for spouse rates and eligibility. (The definition of spouse includes legal partners as defined by state law.)
Q. Are there any exclusions to this policy?
A. Yes, if death results from suicide during the first two years of coverage (one year in ND), benefits are limited to a return of premiums paid without interest.
FINAL EXPENSE WORKSHEET
How much coverage do I need?
Many people choose a whole life policy to help free their loved ones
from the burden of final expenses. When choosing a coverage amount,
it can help to think about the type of funeral you prefer and to estimate
other expenses you may leave behind.
