Refinance Loan Options

Loan Refinance Options near Syracuse, NY Workout weighs and iphone

We invite you to reach your financial fitness goals in 2025!

Take 2.25% OFF* your current rate when you refinance with us!

Whether you're looking to lower your interest rate, reduce your monthly payments, or save money over the life of your loan, now is the perfect time to take action.

Loan Refinancing Options Include:

  • Auto Loans
  • Personal Loans
  • Boat & Jetski Loans
  • RV Loans
  • ATV Loans
  • Solar & Green Loans

Benefits of Refinancing with us:

personal loans near syracuse ny familiy on vacation

  • Easy Process – Simple online application, with quick approval and funding.
  • Lower Your Existing Rate – By reducing your loan rate, you save on monthly payments and interest.
  • Flexible Options – We can refinance different existing loans like, personal, auto, RV, Boat, ATV, Jetski and more!
  • Personalized Support – Local CNY branches and knowledgeable loan officers who are ready to guide you every step of the way.

Contact Us to Get Started

How Much Could Your Loan Payment Be?

We're here to help make it easy to understand how your loan payments could fit into your budget. 

If you'd like to talk with someone about your options, a knowledgeable, friendly SECNY loan officer can answer any questions you have and guide you through the process.

Let's Talk

Financing Made Simple

With staff ready in all of our local branches as well as online, your financing solution can be found right here in our community. When you finance your purchase with SECNY, you are helping your community grow through philanthropic programs, financial literacy and important business partnerships.

*Must qualify for loan refinance by Mar 31st 2025. Minimum loan amount is $5,000.00. Rate floor is 4.00% APR. Must be new-to- SECNY loan to qualify for 2.25% discount. This offer does not apply to existing SECNY Loans, Mortgage Loans, Holiday Loans, Credit Cards, Overdraft Line of Credit, and Home Equity Loans/Lines of Credit. Membership eligibility required. Certain credit conditions apply. Subject to change without notice. See SECNY for details.