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We are proud to offer our SECNY MasterCard® Credit Card products! Enjoy a low interest rate and rewards with the MasterCard Platinum Rewards card or travel the world in style with the MasterCard World card.Apply Now! View Rates
MasterCard World
What if the card you spend with lets you spend more time enjoying life? Your World MasterCard lets you share rich and rewarding experiences with your family for memories that last a lifetime. Let MasterCard enhance your travel experience with valuable upgrades, amenities, and protections.
Instacart+
Enjoy 2 free months of Instacart+ and $10 off your second order each month with your SECNY World Mastercard®1 Get groceries and more delivered in as fast as an hour with Instacart. With Instacart+ you’ll get free unlimited delivery on orders over $35, reduced service fees, 5% credit back on pickup orders, and benefits to share with your family members. With Instacart you can find all your favorites in one place, no matter what you’re shopping for. Over 80,000 brands and 1,400 retailer brands at your fingertips. This special offer is available until March 31, 2025, for SECNY World Mastercard cardholders who are not currently Instacart+ members.
Lyft
You’ll like where this is going. Get a $5 Lyft credit every month.2 Take 3 rides in one calendar month, get a $5 Lyft credit with your SECNY World Mastercard. Because more rides means more adventures.
Peacock
A new adventure in home entertainment awaits. Save $3 on Peacock Premium each month.3 Purchase a monthly Peacock Premium subscription directly from Peacock using your SECNY World Mastercard® and get a $3 statement credit every month you remain a subscriber until March 31, 2025.3 Sign up today and you’ll get access to new movies from Universal, Dream Works Animation and more, live sports including Big Ten Football, episodes of NBC and Bravo favorites, and 50+ always-on channels. Let the streaming and savings begin with Peacock!
Get so much more, in much less time. Enjoy a complimentary ShopRunner membership.4 Get what you want, when you want it. Your SECNY World Mastercard grants you a complimentary membership to ShopRunner. That means free 2 day shipping, free return shipping and exclusive offers on thousands of your favorite brands.
Experience the world's finest resorts...just for the day.5 Enjoy the pools, spas, cabanas and more at 1,000+ resorts near you and worldwide. Get a $20 statement credit when you use your SECNY World Mastercard® to make a ResortPass booking of $200 or more.
Cell Phone Protection
Cellular protection you can count on. Get coverage at no additional cost for theft and damage with the Mastercard Cellular Protection Plan. As long as you pay your monthly cellular bill with your SECNY World Mastercard, you are automatically eligible for coverage for up to $6006 - at no additional cost. Contact your mobile provider to set up recurring monthly payments on your SECNY World Mastercard to activate coverage automatically.
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MasterCard Platinum Rewards
Enjoy a low interest rate while earning rewards! Use your MasterCard Platinum Rewards card to earn points and redeem them online or in stores. Choose from an array of rewards—travel, gas, groceries, gift cards and more!
For those who love movies.7 Blockbuster savings on the big screen. Get 50% off your first two months of a new Standard or Premium MoviePass Plan with SECNY Mastercard.
Apply Now! View Rates View Platinum Guide to Benefits
Plus enjoy even more benefits with either card:
Take advantage of savings for millions of accommodation options.8 Get up to 7% off prepaid stays on Booking.com with your SECNY Mastercard.
Fewer headaches over your medical bills.9 HealthLock for Mastercard brings you comprehensive medical data privacy and cost protection that safeguards you from fraud, monitors your bills for hidden savings and negotiates overcharges on your behalf. As a SECNY Mastercard cardholder, you receive a complimentary monthly membership, plus an exclusive no-cost, no-commitment trial of HealthLock premium features for a full 90 days.
Mastercard ID Theft Protection™
Always looking out for you. Mastercard ID Theft Protection™ Identity theft hurts, but Mastercard can help for no extra cost.10 From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we are there for you 24/7. Simply visit https://mastercardus.idprotectiononline.com or call 1-800-Mastercard
Set travel destinations, set spend limits and permissions, and more all from the SECNY app or Online Banking.
Earn 1 point for every dollar spent! Redeem for travel, gift cards, merchandise, cash back AND MORE!
uChoose Rewards is a registered trademarks of Fiserv, Inc. or its affiliates. All rights reserved.
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Take advantage of our rewarding credit card offers by becoming a member of SECNY Federal Credit Union. Becoming a member is easy.
1 Ends 3/31/2025, subject to early termination. Add an eligible U.S. World or World Elite Mastercard credit card and subscribe as a new Instacart+ member to receive a two‑month free trial and a $10 Instacart coupon on your second qualifying order each month. Must have an active Instacart+ membership paid for with an eligible card and complete one qualifying Instacart order each month. By redeeming this offer, you agree to the Instacart+ terms and if you select a paid plan, your Instacart+ membership will auto‑renew and the applicable membership fee will be billed automatically to any payment method on file until you cancel. Additional terms apply, please visit www.instacart.com/p/mastercard-offer.
2 Take 3, Get $5: Beginning 4/1/21 and running through 9/30/25, Lyft users can participate in Lyft and Mastercard’s Take 3, Get $5 program (“Program”) by taking and partially or fully paying for three (3) Eligible Rides in a calendar month to receive a $5 Lyft credit (“Credit”). The rides must be paid for with an eligible World Mastercard credit card (Apple Card is not eligible for this program, but Apple Pay or Google Pay may be eligible if your World Mastercard credit card is the funding source). Limit one Credit per calendar month per Lyft account. An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft’s sole discretion. Credits expire 30 days after application. Limited time only and while supplies last. By participating in the Program, you agree to these terms and Lyft’s Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purposes of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to 2 days to be applied to your Lyft account.
3 Ends 3/31/2025, subject to early termination. $3 monthly statement credit when using Mastercard World or World Elite card. Eligibility restrictions, exclusions and terms apply. For full terms, see www.peacocktv.com/offer-terms/mastercard.
4 Valid through 9/30/25. To get the free ShopRunner membership offer, compliments of Mastercard, please go to
www.shoprunner.com/mastercard and verify your eligibility for the offer with a World Mastercard account number and then complete the sign up for a ShopRunner membership account. For details on how the ShopRunner membership works, please see the ShopRunner Terms and Conditions at www.shoprunner.com/terms/sr , which govern the use of your ShopRunner membership offer.
5 Ends 9/30/2025, subject to early termination. Make a booking or purchase a gift card of $200 or more on ResortPass using your eligible World Mastercard and receive a $20 statement credit. Cannot be combined with other discounts. Statement credits may take up to 60 days to appear on your statement. Additional eligibility restrictions, exclusions, and terms apply. For full terms, see Resortpass.com/mastercard.
6 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months.
7 Offer valid until 9/30/2025, subject to early termination. Customers who purchase a new MoviePass Standard Subscription Plan or a new MoviePass Premium Subscription Plan at moviepass.com/mastercard using an eligible U.S. Standard Mastercard consumer credit card will receive a 50% discount on the first two months of the applicable monthly subscription price. For full terms and conditions visit www.moviepass.com/mastercard.
8 Booking.com Mastercard offer: Valid until 9/30/2025. Bookings must be prepaid and made through booking.com/mastercardUS to be eligible for this offer. To redeem, visit booking.com/mastercardUS, choose a property marked with a “Save when you pay now with your eligible Mastercard” tag, and then select “Pay Now” using an eligible Mastercard credit card at checkout. The discount will be applied automatically at the time of prepayment and will vary based on the property and dates selected. The discount applies to the accommodation cost only and does not include any additional fees or taxes. All bookings are subject to availability and Booking.com’s terms and conditions. Additional eligibility restrictions, exclusions, and terms apply.
9 HealthLock is an end‑to‑end analytics‑driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling. HealthLock provides three plan levels:
- Medical Claim Monitor: Helps guard against medical fraud and privacy intrusions by monitoring medical data breaches, providing alerts and helping remediate medical fraud issues.
- Medical Claim Auditor: Organizes, tracks and audits all healthcare bills (24‑month retroactive audit and ongoing auditing) in one place, verifying that all bills are accurate and identifying potential overcharges and insurance errors. This level includes everything from the previous plan.
- Medical Claim Saver: Provides access to medical bill negotiation with providers and insurance companies to potentially help reduce bills and reverse claim rejections. This level includes everything from the previous plan.
Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here.
10 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
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