Introducing Credit Sense

Monitor your credit score from our mobile banking app.

An all-new FREE tool for members to view your credit score, tips on how to improve or maintain credit, credit report details and more. You can even see how factors like credit inquiries affect your score, thanks to our app’s credit monitoring functionality. Best of all, there’s no hard pull on your credit, so you can check your score as often as you’d like. Our Mobile Phone app lets you securely check your credit score in just a few taps. 

Access Credit Sense from either the “Accounts” screen or from the “More” menu.

Download our mobile app and check your score today.

How do I view my credit score?

To view your credit score, you must first enroll in online banking and download the mobile banking app from the iOS App Store or Google Play Store. After downloading the app and logging in with your online banking credentials, you’ll be able to access your credit score from the “Accounts” screen or the “More” menu.

Is there a fee for checking my credit score?

No. Checking your credit score is absolutely free.

Will checking my credit score hurt my score?

No. Checking your credit score via the mobile banking app only performs a “soft pull” on your credit, which does not affect your score.

Is there a limit on how often I can check my credit score?

No. You are free to check your credit score as often as you’d like.

Which credit bureau does my credit score come from?

The score displayed in the mobile banking app is your VantageScore 3.0 credit score. VantageScore is a credit score model developed by the three leading credit reporting companies – Experian, Equifax and TransUnion.


If you have any questions regarding our new services contact us at 315-469-5599 or any visit us at any branch locationWe look forward to providing more convenience to your member experience!

Contact Us

or visit one of our branch locations to open an account today!