Introducing Credit Sense

Monitor your credit score from our online banking platform or mobile banking app.

An all-new FREE tool for members to view your credit score, tips on how to improve or maintain credit, credit report details and more. You can even see how factors like credit inquiries affect your score, thanks to our online banking and app’s credit monitoring functionality. Best of all, there’s no hard pull on your credit, so you can check your score as often as you’d like. Our Mobile Phone app lets you securely check your credit score in just a few taps or clicks. 

Access Credit Sense from either your online banking or our mobile app.

Log In

How do I view my credit score?

To view your credit score, you must first enroll in online banking. Access your credit score after logging in then scroll down on the accounts page. Click on the Your credit Score Widget.

Or download the mobile banking app from the iOS App Store or Google Play Store. After downloading the app and logging in with your online banking credentials, you’ll be able to access your credit score from the “Accounts” screen or the “More” menu.

Is there a fee for checking my credit score?

No. Checking your credit score is absolutely free.

Will checking my credit score hurt my score?

No. Checking your credit score via our online banking or mobile banking app only performs a “soft pull” on your credit, which does not affect your score.

Is there a limit on how often I can check my credit score?

No. You are free to check your credit score as often as you’d like.

Which credit bureau does my credit score come from?

The score displayed in the mobile banking app is your VantageScore 3.0 credit score. VantageScore is a credit score model developed by the three leading credit reporting companies – Experian, Equifax and TransUnion.


If you have any questions regarding our new services contact us at 315-469-5599 or any visit us at any branch locationWe look forward to providing more convenience to your member experience!

Contact Us

or visit one of our branch locations to open an account today!