Holiday Loan Special

Make Your Season Bright

This holiday season, we’re here to help you spread joy without the financial stress. Whether you need funds for gifts, travel, or festive celebrations, our holiday loan is designed to meet your needs.

Why Choose Our Holiday Loan?

  • Low Interest Rates: As low as 4.99% APR*
  • Flexible Repayment Terms: Borrow up to $2,500 for up to 18 Months*
  • No Added Stress: No payments until January 2025!*

How to Apply:

  1. Apply Online: Fill out our quick application form.
  2. Call (315)469-5599: Our contact center is ready to help you over the phone, Monday-Friday 8:30am-5pm.
  3. Stop into your local SECNY Branch: Visit one of our 6 CNY locations!

Loan Application  Contact us  Branch Locations

Don’t Miss Out!
This special offer is available for a limited time only. Make your holiday season magical—apply today!

Holiday Loan Rates

Rate as Low As Available Terms
4.99% APR Up to 18 Months

*As low as 4.99% APR is the advertised rate and can vary based on credit worthiness and terms of the loan. Your rate can be higher depending on credit performance and relationship pricing qualifications. Rates are subject to change without notice. No payments until January 2025 or up to 75 days out from the date of the loan for loans booked October 1, 2024 through January 31, 2025. Skip pay not available. Contact SECNY for details.