The Choice is Yours
Find the card that best fits your lifestyle. Each of our cards have unique benefits and protection for convenience and peace of mind. Rates effective 6/02/25.
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Effective July 1st, 2025, our Funds Availability Policy will change to reflect new guidelines under Regulation CC. These changes affect how quickly funds from check deposits are available and the thresholds for account exceptions. Click here for information.
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The Choice is Yours
Find the card that best fits your lifestyle. Each of our cards have unique benefits and protection for convenience and peace of mind. Rates effective 6/02/25.
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
8.50% to 10.50%1
Lines from $500-$25,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Requires annual spend of $10,000 or more
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
10.50% to 12.50%1
Lines from $500-$25,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Requires annual spend of $10,000 or more
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
10.50% to 12.50%1
Lines from $500-$25,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Requires annual spend of $10,000 or more
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
0% Introductory APR for a period of 12 billing cycles.
After that, your APR will be
10.50% to 12.50%1
Lines from $500-$25,000
Fees:
No Annual Fee
No Balance Transfer Fee2
Requires annual spend of $10,000 or more
Benefits:
Earn 1 point per $1 spent with uChoose Rewards®!
¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate.
² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.
Not a member?
All eligible borrowers will need to become a member of the credit union and open their membership account prior to or at time of application.
Become a SECNY Federal Credit Union Member
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