Credit Card Rates

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The Choice is Yours

Find the card that best fits your lifestyle. Each of our cards have unique benefits and protection for convenience and peace of mind. Rates effective 2/3/25.

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MasterCard World

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0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

8.50% to 10.50%1

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee2

Requires annual spend of $10,000 or more

Benefits:

Earn 1 point per $1 spent with uChoose Rewards®!

¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate. 

² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.

MasterCard Platinum Rewards

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0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

10.50% to 12.50%1

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee2

Requires annual spend of $10,000 or more

Benefits:

Earn 1 point per $1 spent with uChoose Rewards®!

¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate. 

² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.

Visa Platinum Rewards

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0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

10.50% to 12.50%1

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee2

Requires annual spend of $10,000 or more

Benefits:

Earn 1 point per $1 spent with uChoose Rewards®!

¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate. 

² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.

Visa Business Rewards

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View Additional Benefits

0% Introductory APR for a period of 12 billing cycles.

After that, your APR will be

10.50% to 12.50%1

Lines from $500-$25,000

Fees:

No Annual Fee

No Balance Transfer Fee2

Requires annual spend of $10,000 or more

Benefits:

Earn 1 point per $1 spent with uChoose Rewards®!

¹ - APR based on creditworthiness. APR will vary with the market based on the Prime Rate. 

² - Balance transfers limited to maximum of $10,000 OR no more than ½ of available credit line.

Not a member? 

All eligible borrowers will need to become  a member of the credit union and open their membership account prior to or at time of application.

View membership eligibility.

Become a SECNY Federal Credit Union Member

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