Business Lending

Small Business Lending Syracuse NY

At SECNY Federal Credit Union, we offer a range of credit lines and term loans to help with your business financing needs.

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Visa Business Rewards Credit Card

The second your vision was born. The minute you welcomed your first customer. The day you celebrated your first anniversary. Your success is a journey. Get there with your Visa Business Rewards credit card. Success for your business is about more than the bottom line. 

Count on these business benefits every step of the way:

Earn rewards for business spending – With uChoose earn 1 point per $1 spent and you can turn business purchases into rewards for yourself, from a new tablet to a family getaway.

Stay protected from fraud with Visa Zero Liability* Have peace of mind knowing you’re not responsible for unauthorized purchases if your card (or its number) is lost or stolen. That’s security you just don’t get writing checks. Focus on your journey. Use your SECNY credit card for all your business purchases.

Travel and Emergency Assistance Services – Add peace of mind to your itinerary. when you are traveling or working anywhere in the world, your Visa Business Rewards card gets you access to a multilingual call center - 24 hours a day, 365 days a year - to help you get the assistance you need. 

Purchase Security/Extended Protection – Shop with Confidence. Your new purchases are protected. When you use your covered Visa card and your purchase is stolen or damaged within the first 90 days Purchase Security can replace, repair or reimburse the item ($10,000.00 maximum per claim and $50,000 maximum per year).

Contact us to Apply! View Rates

Plus enjoy even more benefits:

*Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact SECNY.

Line of Credit

Ideal for financing short-term capital needs. Your regular business operations don't have to wait for available cash for payroll, inventory or advertising. Timing is everything in business so take advantage of SECNY’s business credit line—for financial relief when you need it most.

SECNY offers both Secured and Unsecured Lines of Credit.  Please contact us at (315) 469-5599 for further information.

Business Loans

Used to expand your operation, finance new equipment, or make leasehold improvements. SECNY’s Business Term Loan allows you to expand your operations or finance equipment. We help you finance one-time purchases or longer-term needs.

  • Fixed monthly payments help to budget your annual expenses
  • Terms range from 12 to 60 months

For more information on Business Loans and Credit Solutions, contact (315) 469-5599 and ask for Ellen.

Contact Us

or visit one of our branch locations to open an account today!