New & Used Vehicle Loans
Wherever you're going in life, getting there is easier and more affordable with auto loans from SECNY Federal Credit Union.
Our friendly, knowledgeable auto loan specialists streamline the application process and simplify your options.
Starting your engines starts here.
The Go-To for New Car Loans & Used Car Loans near Syracuse NY
Whether you're looking for a new car loan or used car loan, you've come to the right place. For generations, we've helped our neighbors get behind the wheel with auto loans that make sense for each person's budget.
Our member-exclusive auto loan rates are available to anyone who lives, works, attends religious services or school in Onondaga, Cayuga, Madison and Oswego counties.
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Find Auto Loan Rates That Make Sense for Your Budget
If you're looking for a deal on auto loan rates, look no further than SECNY Federal Credit Union.
We offer several discounts on auto loan rates. Available auto loan rate discounts include:
- 0.25% OFF your auto loan rate when you have a SECNY Checking Account with Direct Deposit & Automatic Payment
OR - 0.25% OFF your auto loan rate for Save2Earn account holders
*Rate discount excludes Holiday Loan Special, Share Secured Loans, Credit Cards and Lines of Credit Loans.
View Auto Loan RatesApply Online
Why Pay More? Save with Auto Loan Refinancing
If you're looking to lower your vehicle payments, you may want to consider auto loan refinancing with SECNY Federal Credit Union.
When you refinance with SECNY, take 2.25% OFF* your existing rate.
*Must qualify for loan refinance by Feb 28th 2025. Minimum loan amount is $5,000.00. Rate floor is 4.00% APR. Must be new-to- SECNY loan to qualify for 2.25% discount. This offer does not apply to existing SECNY Loans, Mortgage Loans, Holiday Loans, Credit Cards, Overdraft Line of Credit, and Home Equity Loans/Lines of Credit. Membership eligibility required. Certain credit conditions apply. Subject to change without notice. See SECNY for details.
Let's Talk. Call Us at 315-469-5599
The Local Choice for Auto Loans near Syracuse NY and Beyond
With several convenient branch locations across the greater CNY region, SECNY FCU has been here for our neighbors when they're looking to finance their next vehicle.
Local Loan Decisions
As a local credit union, we're incentivized to make loan decisions that are in the best interest of you -- not stockholders.
Budget-Friendly Options
Whether you're looking for lease buyout financing, new car loans or used car loans, SECNY offers low loan rates and options that don't require any down payment.
Don't Be Left Waiting & Wondering
