Score Big with SECNY

score big with secny father picking son up to dunk basketball

Scoring big this summer is all about achieving your financial goals with the help of SECNY.

Whether you're aiming to save for a dream vacation, home renovation, or higher education, we're here to support you every step of the way. At SECNY, we offer personalized financial services, account types for every age, and flexible loan options tailored to your needs. Let us help you make this summer one to remember!

Looking to Borrow?

Take 1.00% OFF Your existing New/Used Auto Loan Rate (When you refinance with SECNY)¹
Enjoy a Home Equity Line of Credit as low as 2.24% APR² and no closing costs!²

View Auto Rates View Mortgage/Home Equity Rates

Looking to Switch?

Open a New Account, get a FREE cooler bag & $10 Grocery Gift Card³
- Already a member? Add a qualifying service to get a FREE cooler bag³
Open a New Kids Account, get a FREE Pair of Zoo Tickets³

Open an Account Online Check out our Kids Club Accounts

Looking to Save?

Certificate Rates as high as 4.75% APY⁴

View Savings/Certificate Rates

At SECNY, we offer competitive rates and personalized service to ensure you get the most out of your summer fun.

SECNY FCU is a member-owned, non-profit, full-service financial institution. We differ from other financial institutions in that you, as a member, actually own the credit union. This difference helps you in the form of lower loan and mortgage rates, and typically higher dividends on your savings. Because our members own the credit union, we are working to serve only you.

^{1 Member must qualify for new/used loan refinance between July 1st, 2024-September 30th, 2024. Minimum loan amount is $5,000.00. Rate floor is 3.00% APR. Must be new-to-SECNY loan to qualify for 1.00% discount. Existing SECNY loans are not eligible. SECNY Membership eligibility required. Certain credit conditions apply. Subject to change without notice. See SECNY for detail.}

^{2 APR = Annual Percentage Rate. As low as 2.24% APR locked in for 1 year. Rate expressed for Line of Credit is variable and can be adjusted annually on the first day of the month following the anniversary date of opening. The rate is based on an Index Rate of the Wall Street Journal Prime Rate. There is no limit on the amount by which the Annual Percentage Rate can change during any one period up to the maximum permitted by law. Loan rate and amount are based on credit qualifications and available equity in property. Subject to change without notice. Home Equity Lines of Credit currently financed through SECNY Federal Credit Union cannot be refinanced with this offer. Funds advanced from a Home Equity Line of Credit with SECNY cannot be used to open a Certificate of Deposit at SECNY. Contact any SECNY office for details. All fees paid in conjunction with the loan are subject to recapture if the loan is closed within three years.}

^{3 Limit One (1) Cooler Bag, Grocery Gift card and pair of Zoo tickets per member. Membership eligibility required. All new accounts subject to ChexSystems verification. Qualifying services for new accounts include debit card excluding kids accounts. Qualifying new services for existing members include: Checking account (Type 73 or 75), debit card or credit card. Certain credit conditions apply. While supplies last. Offer good 7/1/24-9/30/24. Subject to change without notice.}

⁴ ^{Requires SECNY Checking Account and Direct Deposit. NEW MONEY is considered funds from another financial institution account or Non-SECNY account. This offer is good for SECNY consumer member and business member accounts only- no Financial Institution investments permitted.}