Free Checking Feels Good

Free Checking SECNY FCU, Syracuse NY

Get the good feels with a SECNY Checking Account and Debit Card

We offer membership to any person working, living, worshiping, attending school, businesses and legal entities in Onondaga, Madison, Oswego and Cayuga counties.

With a SECNY Checking Account:

Checking Accounts¹ are made easy at SECNY, with multiple ways to access your account and no monthly maintenance fee!
With Online Banking manage your account from the convenience of your own home, 24 hours a day. Pay bills with Bill Pay, send money to family and friends² with Zelle^®, and monitor your credit score with one log in. Or put the convenience of banking at your finger tips with our Mobile App and deposit checks on your time.

With a SECNY MasterCard^® Debit Card:

Earn when you spend using your SECNY MasterCard^® Debit Card Earn 1 point per $2 spent then redeem points for the rewards you want most - the choices are endless!
Access over 92,000 Surcharge-Free ATMs. Easily find a surcharge-free ATM by using our ATM locator or App.
Turn your SECNY MasterCard^® Debit Card on or off anytime, get usage alerts, or set security limits to put you in control of your checking account.
Pair your SECNY MasterCard^® Debit Card with a Mobile Wallet and with a quick tap of your device, you can use your SECNY MasterCard^® Debit Card to pay at millions of merchant locations that accept touch-less payments.

Get Started

SECNY FCU is a member-owned, non-profit, full-service financial institution. We differ from other financial institutions in that you, as a member, actually own the credit union. This difference helps you in the form of lower loan and mortgage rates, and typically higher dividends on your savings. Because our members own the credit union, we are working to serve only you.

^{App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.}

^{1 All new accounts subject to Chex-Systems verification. Certain conditions apply, subject to change without notice.}

^{2 Must have a bank account in the U.S. to use Zelle.}