Serving Everyone in Central New York

Business Accounts

SECNY’s routing and transit number is: 221381304

To open a SECNY Business Account, you must provide the following documentation:

Business Banking Accounts in Syracuse

What type of business account are you opening?

Sole Proprietor

ID & SS CardPersonal
IRS ReportingTIN/SSN
Need copy of Authorized Signers Documentationd/b/a paperwork or business license

Organization

ID & SS CardPersonal
IRS ReportingTIN/SSN
Need copy of Authorized Signers DocumentationTIN used – copy of minutes authorizing signers SSN used – personal account should be opened

Partnership

ID & SS CardPersonal
IRS ReportingTIN
Need copy of Authorized Signers DocumentationPartnership agreement; section naming specific partners

Corporation

ID & SS CardPersonal
IRS ReportingTIN
Need copy of Authorized Signers DocumentationCorporate resolution or certificate of incorporation

In addition to this information, we must obtain the Driver's License and Social Security Number of the person(s) opening the account.


Savings Accounts

When you join SECNY, a regular share/savings account is opened for you. Your savings are called "shares" because they represent shares of ownership. A minimum balance of $5 must be maintained to keep the account open.

  • Regular Share Accounts

    A savings account that allows you to earn interest (with a minimum $100 balance).

  • Club Accounts

    Specialized savings accounts designed to fit your needs. Accounts may be opened to save for Christmas, vacations, etc.

  • Certificate Accounts

    A range of certificates that allow you to invest for short or long term earnings.

  • Individual Retirement Accounts

    Secure your retirement funds in an open IRA activity account or IRA/Certificate. Check online, call, or stop by the Credit Union for current rates.


Checking Accounts

Minimum balance to open:

$25.00

Monthly Service Charge:

$25.00

Free Account Features:

  • Virtual Branch Business Online

  • Virtual Branch Business Online Bill Pay

  • E-Statements

  • SECNY Business Debit Card

  • Night Depository

  • Images of your cleared checks through Virtual Branch

  • First order of checks (select style only-see SECNY for details)

  • Access to 53,000 + SURCHARGE-FREE ATMs Nationwide (w/ Debit Card)!

Courtesy Pay Service (available after 90 days of positive activity for qualified accounts):

Up to $750.00 (for qualified accounts-$28 fee per item)

Overdraft Protection available, contact SECNY for details.


Cash Management / Money Market Accounts

Earn a higher rate of interest and have check writing privileges by maintaining a minimum average daily balance in your account for the entire month. View current available rates.

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