COVID-19 Resource Center

SECNY FCU is Prepared to Help you Any Way We Can

Social distancing guidelines remain in effect. SECNY Staff reserve the right to monitor lobby traffic and enforce necessary safety protocols. MASKS ARE REQUIRED FOR MEMBERS, VISITORS AND STAFF. 

We previously implemented a stepped transition to full-service reopening plan, which was triggered by the regional openings announced by Governor Andrew Cuomo. Although as an essential business, we have been operating throughout the past few months, by limiting the number of members in our lobbies and restricting transactional business to our drive-thru only, we felt being in line with New York’s direction prudent.

NYS Department of Health and CDC guidance remain in effect. Masks remain mandatory in our lobbies. Deep clean processes continue. Hand sanitizer available to members and staff. We continue to monitor the local environment and will follow all protocols to protect our members and staff. SECNY may alter this schedule and adjust lobby capacity as deemed necessary.

SECNY Member Assistance Offers

Relief Loan Special

  • Borrow up to $4,000
  • Maximum Term: 36 mos.
  • NO PAYMENTS for the first two months!

Loan Application View Rate

Overdraft LOC Special

We have temporarily lowered our Overdraft Line of Credit interest rate to 7.99% through December 31, 2020. Members with current Overdraft Lines of credit have been automatically adjusted and can request an increase which may be available up to a maximum limit of $5,000.

Loan Application Request an Increase

Skip Pay Program

Skip up to two monthly payments on certain loans. In order to assist our members affected by COVID-19, we are waiving the normal $40 fee and do not require proof of financial hardship at this time. Member must be a “member in good standing” in order to participate.*

For Mortgage Deferment Inquires, call us at (315) 469-5599 or Contact us

*Member in good standing is defined as a member who is not past due on any credit union loan payments at the time of the skip, has a satisfactory loan payment history and has handled all credit union accounts in a satisfactory manner with no history of NSF checks or negative account balances. This offer does not apply to: DrivingSense loans, First Mortgage Loans, Holiday Loan Special, Credit Cards, Overdraft Line of Credit, Fixed Home Equity, Home Equity Line of Credit and Relief Loans.

Contact our lending department at (315) 469-5599 or here to request Skip Pay.

Credit Card Special

0% Introductory APR for a period of 12 billing cycles! Transfer balances from other high interest rate cards and enjoy NO BALANCE TRANSFER FEE as well. 

Loan Application View Rates

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