Loans:
The Credit Union offers a wide range of lending services with typically lower loan rates than you will find at commercial banks. Credit disability and credit life insurance are available at a small fee.
View other insurance coverage also available to SECNY members!
The following loan types are available:
- Share Secured Loans
- Loans available at a low rate of interest, with the loan amount secured by money on deposit in your Credit Union Savings Account.
- Personal Loans
- For vacations, college expenses, emergencies, etc. Whatever you need, we're here to help.
- New Vehicle Loans
- New car/truck loan with 100% financing available. Look up NADA auto prices here! PLUS: Finance RVs, Boats, Motorcycles, SkiJets and more!
- Used Vehicle Loans
- Borrow up to 100% of Book Value for a used vehicle with terms available up to 72 months. PLUS: Finance RVs, Boats, Motorcycles, SkiJets and more!
Automated payments are available. Never be late or worry about making your payment. With your permission we can have your payment automatically deducted from your account with us. This service is free.
You can also access your loan information 24 hours a day, 7 days a week through SECNY's Virtual Branch. Make payments and view payment history at your convenience! Simply visit www.secny.org and sign in to your account. You must be set up in our system prior to first use. Contact us to get set up!
Simple and Quick Loan Request Process
Our loan request and review process, while thorough, is designed to be quick and easy. Requests are reviewed and processed typically within 24 hours. Request online, or use our convenient loan phone to save time. Of course, you may also request a loan in person!