SECNY Federal Credit Union logo

Fee Schedule:

InTouch 24 Hour Access
   
 
Virtual Branch @ www.secny.org No Charge
ATM PIN Change No Charge
ATM Deposits No Charge
SECNY InTouch / Sharenet ATMs Unlimited, Surcharge-Free Transactions
Allpoint / AccelExchange ATMs Unlimited, Surcharge-Free Transactions
Non-SECNY / Sharepoint / Allpoint / Accel-Exchange ATM Withdrawals or Point of Banking $1.50 per withdrawal
Non-SECNY / Sharepoint / Allpoint / Accel-Exchange ATM Inquiry $.75 per inquiry
ATM Transfers No Charge
Point of Sale No Charge
International ATM Transactions $7.00
Debit Card Replacement Fee $20.00
Online Bill Pay No Charge provided you pay at least 1 bill per month using the system. $10 per month if inactive.
Online Bill Pay Stop Payment $40.00 per stop payment
Draft Account Fees
   
 
Monthly Account Maintenance No Charge
NSF (non-sufficient funds) $26 per item
Courtesy Pay Fee $26 per item
Returned Item Fee $26 per item
Stop Payment Fee $20 per stop payment
Share Draft/Checks Prices vary depending on style
Per Item Charge No Charge
Auto Transfer Fee $5.00 per transfer
Late Clearing Fee $26 per item
Other Fees
   
 
Direct Deposit No Charge
Payroll Deduction No Charge
Telephone Transfers No Charge
Share Account Withdrawals No Charge
Account Reconciliations $25 per hour
Account Research $25 per hour
Statement Copy Fee $5.00 per statement
Deposited Item Return Fee $22 per item
Wire Transfer Fee (outgoing) $30 per wire
International Wire Transfers $50 per wire
Legal Processing Fee (tax levies, etc.) $30
UCC Filings $50
Mortgage Discharge Varies per mortgage
Inactive Account Fee $10 per month
Issue Cashiers Check $2.00 per check (if payable other than to self)
Stop Payment-Cashiers Check $30 per stop payment
Micro film Draft Copy $5 per copy
Check Protest $25 per check
Address Change Research Fee $7 per statement
Business Account $10 Monthly Maintenance Fee
Mortgage Payoff Request $25
Line of Credit Check NSF/Overlimit $26
Account Closed (within 90 days of opening) $25
Foreign check collection $15
Account History Printout $2 per page
IRA Transfer Fee $35
IRA Account Closed (within 1 yr of opening) $35
Escheatment/Abandoned Property $30
Skip Pay Annual Participation $30
Negative Account Charge $20 per month